The Elia & Ponto Law Firm

Car Accident Q&A: Statistics, Settlements, and When to Call an Attorney

We’re answering your most-asked questions about car accidents. From questions about health insurance and Medicare coverage after an accident to settlements and when exactly you should involve a lawyer—we’re talking about all of it!

Auto Accidents and Health Insurance in Michigan

Imagine: you’ve just been in a car accident, and you need to be hospitalized. Between the ambulance ride and the medical testing and treatment, costs are adding up fast. How are you going to pay for them? In the state of Michigan, medical coverage is provided as part of No-Fault driver’s insurance (mandatory for all drivers in the state).

How Does No-Fault Insurance Work in Michigan?

The state of Michigan implemented changes to its No-Fault car insurance laws in 2020. No Fault insurance states that, after an accident, the driver’s insurance covers costs such as damage and medical bills, regardless of who was at fault. No-Fault insurance automatically comes with something called PIP (or Personal Injury Protection), though drivers have the ability to choose their level of PIP coverage. This portion covers any medical bills that may result from an accident in addition to lost wages and “replacement services,” which provide support to injured individuals while they are unable to do regular tasks, such as grocery shopping or household chores.

What to Know If You Get into a Truck Accident

Recovery after vehicular accidents can be difficult, especially if you’ve never experienced one before and are unfamiliar with what next steps to take. This is especially true after a truck accident, as these often cause more damage, leaving victims with greater physical and emotional trauma.

What Are the Laws for Social Security Disability Benefits and How a Lawyer Can Help

Disability benefits for social security can be complicated and challenging to understand, especially if it’s not something you’ve ever had to deal with before. How do you know if you’re entitled to disability benefits? How do you qualify? And if you do qualify, what do you have to do to apply?

We’re answering these questions and more as we walk you through the basics of social security disability benefits and how the legal team at Elia and Ponto can make the process significantly easier for you.