The Elia & Ponto Law Firm

Michigan No Fault Insurance Basics

Michigan is one of a dozen US states that requires no-fault insurance. But what exactly does this mean? The principle behind no-fault insurance is to lower the overall cost of insurance by requiring policy holders to file claims with their own insurance companies.

How does this lower costs? Well, “traditional” auto insurance requires a determination of who was at fault for the accident. This means that even some of the most simple or “small” claims can make it into the court system for a formal decision. Once it is determined who is at fault, that individual’s insurance company then pays out the claim. As you can probably image, this can create a significant amount of backlog in the system, which then increases costs for insurance companies and policy holders.

When Can A Child Sit in the Front Seat in Michigan?

Michigan Child Front Seat Law permits children ages 4 and up to sit in the front seat of a vehicle. However, children between the ages of 4 – 8 and under 4′ 9” must continue sitting in a car or booster seat until they reach either age or height requirement. This applies to both front and back seats of a vehicle.

Important Information About Michigan Speed Limits

Having knowledge regarding Michigan speed limit laws is important for any residential driver to know. The maximum speed a driver may reach is dependent on the location. While some of these locations require speed limit postings, others do not. Drivers who intentionally drive above the established limit may face serious penalties.

5 Common Types of Car Accidents in Michigan

Motor vehicle crashes account for more than 3 million non-fatal injuries in the United States. With the high cost of treatment and lifestyle changes triggered by the injury, most accident victims end up in financial stress or even commit suicide. To avoid the devastating effects of road crashes, you need to understand the most common types of road accidents and their causes to avoid them. This article discusses the 5 common types of car accidents and the legal remedies available when involved in a car crash. Check them out.