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Elia & Ponto

Lansing Car Accident Lawyer

Auto accidents are unexpected, life-changing events – and realistically, nothing can prepare you for one. Hardships such as physical injuries, financial burdens, mounting medical bills, and loss of wages can occur in the wake of a crash. Although can be a challenging and difficult time, it should not be further complicated by the claims process and ensuring that you receive the compensation not only needed to make a full recover – but what is also deserved.

A Lansing Car Accident Lawyer at the law firm of Elia & Ponto is able to assist victims of auto accidents, truck accidents, and motorcycle accidents. These forms of accidents can be traumatizing and really take a toll on victims emotional and financially. A Lansing Auto Accident Lawyer at our firm is just a call away.

The term “accidents” includes crashes involving cars, semi-trucks, motorcycle collisions, bicycle crashes, and foot accidents. In a broader context, the phrase “personal injury” includes injuries resulting from animal attacks, apartment complex slip-and-fall, boating accidents, dog bites, premises liability, and railroad accidents. Please speak to an accident lawyer at our firm immediately for more details.

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Dangerous Roads and Intersections in Lansing

In a car accident, even the most cautious drivers can be involved. Some factors, however, tend to increase the chances of an accident and may make a particular highway or intersection more dangerous than others. Some of the following are:

  • environment (rain, ice, snow)
  • entrance/exit ramps & merging traffic
  • lane markings
  • obstructed or limited view (foliage, etc.)
  • obstruction or debris on the road
  • roadway construction (narrow lanes, ongoing construction projects, sharp turns, shoulder drop off, etc.)
  • shifting traffic patterns
  • time of day
  • uneven surfaces, including potholes

Although car accidents happen everywhere, Lansing has some of the state’s most dangerous roads and intersections – some of the worst offenders are along the I-496 and US-127 corridors. Additionally, the behavior of a driver can also heavily contribute to the likelihood of an auto accident. To reduce accident, injury, and fatality rates drivers should be aware of the state driving laws, dangerous roads, and consequences of risky driving behaviors.

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FAQs Regarding Lansing Car Accident Law

What are No-Fault Benefits?

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Residents who are hit by a car, truck, motorcycle and/or any motor vehicle have the ability to file a claim for no-fault benefits – however, operating your vehicle without insurance is an exception to this general rule. No-fault benefits in our state can also be claimed by pedestrians and bicyclists.

Such benefits include: caregivers, coverage of medical costs, payment of lost wages, payment for replacement household services, and reimbursement of medical mileage. At Elia & Ponto, there is always a no-fault accident lawyer available to educate and help you understand these benefits better – at no cost! Talk to one of our Lansing Auto Accident Lawyers today to find out more.

How do I receive No-Fault Benefits?

How do I receive No-Fault Benefits in Lansing?

A written Application for Benefits must be completed following a car accident in order to obtain no-fault benefits from the state. Once the completed, the application must be submitted to the correct insurance company. It is important to note that the deadline for all no-fault benefits claim is one year from the date of the accident.

Motorcycles, however, are excluded from the state’s no-fault insurance – unless the motorcycle is involved in a vehicle accident or under certain circumstances. Although this may seem confusing, Elia & Ponto Lansing Accident Lawyers are available to make this process easier for you. Click here for more information on the state’s no-fault insurance.

The insurance company must be sent evidence of the benefits – or else such benefits will be unobtainable. Despite the seemingly confusing auto-laws, an Elia & Ponto Lansing accident lawyer is available and ready to assist you today!


What are No-Fault Benefits for Medical Expenses?

What are the No-fault Benefits for Medical Expenses in Lansing?In our state, no-fault auto laws allow an individual to receive all permissible expenses. The law refers to this as “allowable expenses consisting of all reasonable charges incurred for the care, recovery, or rehabilitation of an injured person for reasonably necessary products, services and accommodations”. More information about this law can be found here.

Are Lost Earnings or Wages Covered by No-Fault Benefits?

Do No-Fault benefits cover lost earnings or wages in Lansing?In our state, the law allows an injured person to receive benefits from lost work for three years after an accident. At least 85 percent of an injured person’s gross lost pay should be taken care of. However, this can be tricky to understand.

A Lansing Car Accident Lawyer at Elia & Ponto is dedicated to providing you with top legal advice – talk to us today for more information!

Are Replacement Services Covered by No-Fault Benefits?

Do No-Fault benefits cover replacement services in Lansing?In the state, an individual is allowed to receive $20.00 per day in household replacement care. The primary purpose of this law is to reimburse those taking care of both the individual and their home, which tasks such as cooking, cleaning, and laundry. A doctor must sign that such care is required as a result of the injuries that have occurred.

Are Mileage Expenses Covered by No-Fault Benefits?

Do No-fault benefits cover mileage expenses in Lansing?In the state, expenses that are incurred for the purpose of transportation to and from obtaining medical treatment is considered a recoverable benefit. Therefore, it is important to keep track of your total mileage and expenses incurred when traveling to and from medical treatment for injuries sustained by your auto accident in order to receive compensation. Contact us for questions or concerns regarding this area.

That way you can be reimbursed for the total mileage you incurred for your medical treatments. For questions or concerns regarded this area, feel free to contact us.

What are No-Fault Death Benefits?

What are No-fault Death Benefits?At Elia & Ponto, we understand that car accidents can lead to the most unfortunate of all – the loss of a loved one’s life. We take these cases very seriously.

Under the circumstance of an auto accident victim’s death; no-fault benefits can be paid to living dependents. Such no-fault state benefits for a loved one’s death typically include lost wages, replacement services, burial cost coverage, and payment of medical bills.

What is a Third-Party Auto Accident Claim?

What is an Auto Accident Third Party Claim in Lansing?A third-party claim is due when an auto accident victim suffers injuries following the accident. However, within the state, a third-party claim can be more difficult to win as victims often fail to pass the injury threshold. Nonetheless, a skilled lawyer at Elia & Ponto will help to file this claim.

In the case that a victim’s claim does successfully get filed through, reimbursement for disfigurement, scarring, and pain & suffering compensation will be awarded if such case is won. An Elia & Ponto accident lawyer will assist in filing this claim to anyone who has been injured in a car accident – nothing less than the absolute best legal advice will be provided. We will do our best to make sure that all injuries are compensated, including the death of a loved one.

What is a No-Fault Insurance Claim?

What is a No-fault insurance claim?A Lansing car accident attorney from Elia & Ponto can help you file a no-fault auto accident insurance claim. When a no-fault insurance claim is filed to the state, compensation for a victims’ expenses will become available.

In our state, no-fault insurance claims will cover expenses related to medical, transportation and any necessary changes made to your home due to the injuries you have incurred.

What is an Auto-Accident Property Damage Claim?

What is a Auto Accident Property damage claim in Lansing?Such claim for property damage caused by an auto accident will enable you or a loved one to be compensated for any damage caused to your vehicle and/or property that was damaged during the auto-accident.

Since the form of coverage will determine the type of recovery, the Lansing automobile accident lawyers at Elia & Ponto will help to determine any additional coverage – which is usually recommended for collision. We can file this claim and provide assistance throughout the process.

What is an Uninsured Car Accident Claim?

What is a Uninsured Car Accident Claim in Lansing?If you or a loved one are injured as a result of the negligence of another vehicle operator who has no insurance coverage, an uninsured car accident claim should be filed. A Lansing car accident lawyer at Elia & Ponto can help to file this claim.

Failure to have auto insurance coverage within the state will have a multitude of negative effects. One of these consequences is that if you are the owner of a motor vehicle that is not insured, and you are involved in an auto accident, you will not be able to file a claim for state no-fault benefits or have the ability to sue the driver at fault for the pain and suffering of you or a loved one. That being said, you will not be able to file any claim for accident-related compensation.

If you are injured in a car accident and do not have insurance and are the passenger and/or the operator of the other vehicle also lacks insurance, then the ability to file for a claim for pain and suffering is still available. To receive such compensation, an uninsured motorist claim must be filed.

What is Uninsured Motorist Coverage?

What is Uninsured Motorist Coverage in Lansing?For state residents, uninsured motor insurance is coverage that can be purchased by any motor vehicle owner from their auto insurance company. This essentially guarantees that your insurance company will compensate you for non-economic damage – including pain & suffering, emotional distress, and consortium loss.

These benefits are for a victim injured by an uninsured driver or uninsured motor vehicle carelessness. However, uninsured motorist coverage is not a mandatory form of coverage under state law. Generally, while purchasing car insurance, a policyholder must choose to purchase a form of coverage.

The minimum amount of uninsured motorist coverage for state residents is approximately $20,000/$40,000 – suggesting that $20,000 is available per person or $40,000 for the entire car accident. The amount of coverage for the uninsured motorist benefit may go up from there. Many people even choose to buy $500,000 (or even $1,000,000) in uninsured motorist benefit coverage.

Uninsured motorist coverage is typically inexpensive in state, which is why drivers are strongly urged to purchase such coverage – just to be safe.

How Do I Make an Uninsured Motorist Claim?

How Do I Make a Michigan Uninsured Motorist Claim?It’s very easy for state residents to file an uninsured motorist claim. Following a motor vehicle accident, a victim can contact their car insurance provider, notify them about the car accident they sustained injuries in, and file an uninsured motorist claim so long as they are named on the insurance policy.

Those who are neither named on the insurance policy or policyholders can pursue uninsured motorist claims. While being in a motor vehicle at the time of a car accident, generally, insurance policies will cover any injured person’s uninsured motorist benefits.

If an individual is injured in a car accident with an uninsured driver, an uninsured motorist claim can be filed. This claim can be filed for the car being driven during the crash with the auto insurance company.

Uninsured motorist benefit claims originate directly from your insurance contract with your car insurance provider. Having said that, the insurance policy that you have will dictate the terms of the motorist benefit application.

The uninsured motorist claimant has many provisions for notice, obligations and duties; they will need to follow to pursue a claim for uninsured motorist benefits. For those who file a claim, to see success, provisions must be followed to the best of their ability. Otherwise, you will forfeit your right to receive uninsured benefits.

For instance, many auto insurance policies will require that a police report is created within 24 hours of a hit-and-run accident. If this is not completed, individuals will not be able to file a claim for uninsured motorist benefits. Additionally, many insurance companies will require an individual to apply within 30 days for uninsured motorist benefits. Unfortunately, prevention of a claim submission will occur if this alone is not completed by you or a loved one.

It should be noted that these claims are that only available to people who are not responsible for an accident. Therefore, if you are more than 50% at fault for the car accident then a claim for uninsured motorist benefits will not be available.

Obtaining uninsured motorist benefits can be a valuable option in order to receive compensation after sustaining an injury that resulted from an auto accident involving a motor vehicle. We suggest speaking with your car insurance agent to discuss adding an uninsured motorist coverage to your policy. Make sure that the coverage you add is adequate; in the event that you or anyone operating your vehicle is injured.

Our auto accident lawyers are dedicated to providing you with only the best possible information. A Lansing auto accident lawyer at Elia & Ponto will help guide you if trouble with any of this information should arise.

Will All My Medical Bills Resulting from My Accident Be Covered for Life?

Will all of the medical bills I incur as a result of my accident be covered for life?The simplified answer is yes. Under state law, no-fault-related medical coverage continues for the rest of your life, or as long as you may need treatment. However, awareness of complications that may arise in connection with coverage of medical expenses is essential. Contact a Lansing auto accident lawyer if complications should arise.

The expenses in question must meet certain criteria in order to have your medical bills reimbursed. Therefore, a medical bill must be:

  • Reasonable in cost
  • Reasonable in necessity
  • For an appointment and/or procedure that has already occurred

State law does not require guaranteed pre-payment for accident-related medical bills. Insurance companies occasionally attempt to avoid paying out for these types of medical expenses by disputing bill amounts or questioning whether or not a patient truly needs a medical procedure as ordered by their doctor.

State providers of no-fault auto insurance offer two types of medical coverage. These are coordinated benefits and uncoordinated benefits. Even if the beneficiary has an external health insurance policy, an uncoordinated policy will pay benefits. In contrast, a coordinated policy functions as secondary insurance by requiring first payment of the health insurance of the beneficiary. The auto insurance policy of the beneficiary then pays the amounts not covered by their primary health insurance policy.

By reviewing your auto insurance policy, you can determine whether you have coordinated or uncoordinated benefits. A common problem faced by a beneficiary arises when his or her auto insurance policy and health insurance policy contradict each other in means of which is obligated to pay the policy holder’s medical bills first. For any issues related to this contradiction, or general questions, please contact the lawyers at Elia & Ponto today.

tions; contact a lawyer at our firm today.

Who Pays Benefits in the Event of an Injury Caused by a Car Accident?

Who pays out benefits in the event of an injury from a car accident in Lansing?If you or a loved one experience a car accident, the state’s no-fault law requires that you pay out your own car insurance company to cover most of the expenses. Under state law, insurance companies are responsible for paying out benefits in an established order. This is called the “priority order” and is as follows:

  1.     Your own insurance policy
  2.     Insurance of a relative – including spouse, sibling, or parent, who is a resident in state
  3.     Provider of insurance to the owner of the vehicle you were driving
  4.     The vehicle driver’s insurance company in which you were a passenger
  5.     The State of Michigan Assigned Claims Plan

The Michigan Assigned Claims Plan (formerly the Michigan Assigned Claims Facility) is a state agency that has the power to assign an insurance company to someone who sustained an injury in a motor accident and who is ineligible for any other form of no-fault insurance coverage.

This insurance firm will then provide the injured person with benefits. By contacting the Assigned Claims Plan, you may apply for these benefits. Call them at (734) 464-8111 or; speak with our firm’s Lansing auto accident lawyers today for further help relating to state no-fault benefits.

How Do No-Fault Laws Work?

How does no-fault law work in Lansing?State law requires a vehicle owner to have a policy of no-fault insurance to register their vehicle. In an auto accident, if a person is injured, payments will be made from the insurance company of that person.

Such payments will cover any collision damage, medical treatments, and/or wage loss resulting from the accident. While multiple states have no-fault auto insurance laws; state law is the only one to offer unlimited benefits for medical and rehabilitation costs. With a consultation, a Lansing automobile accident lawyer can help you better understand these concepts. Additional states have a financial cap on these kinds of benefits.

No-fault law in state entitles an insured person to:

  • Personal injury protection (PIP) coverage
  • Property protection insurance
  • Residual bodily injury coverage

What Should I Do If I Think the Driver Who Caused My Accident Was Intoxicated?

What should I do if I think the driver who caused my accident was intoxicated in Lansing?You may be eligible to file a claim for “Dramshop” if you were in an accident caused by a drunk driver. A “Dramshop” claim is a lawsuit against a bar, liquor store, or other establishment that illegally sold alcohol to someone who subsequently caused an accident due to their impairment. It is considered illegal to sell alcohol when it is sold to:

  • A minor (an individual who is under the age of 21)
  • An adult whom is already visibly intoxicated

It is required by state to make such a claim within 120 days of retaining an attorney. The claim is then made by the victim of the accident against the establishment that allegedly illegally sold the alcohol in question. If drunk driving was a primary reason for your accident, contact our skilled lawyers at Elia & Ponto for further information.

What Does It Mean to Have “Uninsured” or “Underinsured” Coverage?

What does it mean to have “Uninsured” or “Underinsured” coverage?Uninsured motorist coverage is an optional insurance available for purchase. If you are in a car accident with someone who did not have insurance coverage or if the driver left the scene of the accident and could not be identified, this insurance policy will pay any necessary benefits. For this reason, all drivers are recommended to obtain uninsured coverage.

Underinsured motor insurance may be purchased to provide coverage in case you are in a motor accident and the insurance provided by the other party does not provide sufficient benefits to cover your medical needs. This is typically necessary when a car accident leads to a severe injury.

It is recommended to consult with an attorney if a claim involves uninsured or underinsured coverage. Cases of this nature, as they can be complicated, must be handled in an appropriate and cautious manner. Furthermore, settling your case too quickly forfeit the right to additional coverage; which thus, could prevent the ability to obtain financial coverage for needed medical benefits.

How Can a Car Accident Lawyer Help Me in Lansing?

Lansing Car Accident Lawyer

If you or a loved one were involved in an auto accident, a Lansing car accident lawyer can help you file an accident claim, grasp a better understanding of accident claim deadlines, and most importantly help you to rightfully acquire compensation if you or a loved one were injured or, worst of all, killed in a motor vehicle accident.

No matter how hard you think your case is going to win, we’re ready to help you. We treat each and every client as a family here at Elia & Ponto and ready to fight hard for your rights.


Meet Our Lansing Auto Accident Attorneys

At Elia & Ponto, your case will be handled by a top-rated Lansing auto accident attorney, not a paralegal or law clerk. We offer a free, no obligation case review and will represent you on a contingent fee basis.

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Lansing Auto Accident Attorney

Unfortunately, auto accidents in Lansing, and other cities throughout the state, are frequent – which commonly can result in some sort of injury. It is also extremely common for you or a loved one to be involved in an auto accident at some point in their life.

Speaking to a Lansing auto accident lawyer from Elia & Ponto can dramatically improve your situation. The Elia & Ponto Law Firm has represented clients with injuries that include broken or fractured bones, traumatic brain injuries (TBI), injuries to the back and neck, knee injuries, shoulder injuries, lacerations, and all other serious injuries.

State law requires three things prior to an injured person’s entitlement to compensation for the injuries sustained from an automobile accident – also referred to as “pain and suffering”. First, there must be no fault with the person seeking compensation for the accident.

This should be known by a qualified and skilled Lansing car accident lawyer. Secondly, the injured person must sustain an “objectively manifested” injury. In simpler terms, the person must sustain an injury that will appear on a medical diagnostic test – including MRI, X-Ray, CAT Scan, EEG, etc. Lastly, the injury must result in a “serious impairment,” which typically results in an impact on one’s lifestyle due to injuries sustained in an accident.

Legal action by the victim must be taken within three years of the accident date or they will not be able to pursue a claim against the at-fault driver for their “pain and suffering”. In the absence of a lawsuit within three years, the claim may be barred forever. For this process, an experience Lansing auto accident lawyer will be available to help you or a loved one.

Once again, the claim of each individual is completely different. If you have been injured in a car accident, call the Elia & Ponto law firm and talk to a Lansing car accident lawyer today!


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Your Lansing Car Accident Lawyer

At Elia & Ponto, our automobile accident attorneys recognize that each client’s claim is inherently unique. That is why we are going to start a thorough analysis of your situation and construct an effective action plan – all beginning the moment you speak with one of our skilled and qualified lawyers. Let a car accident lawyers take care of you. Contact us today!


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by Michael Thomas on The Law Firm of Elia & Ponto

My car was totally damaged , I was badly injured, and I had no idea what I was supposed to do. Elia & Ponto walked me through every step of the process with confidence. I don't know how I would have dealt with such a complicated situation without them. My attorney Adam P. Ponto always took the time and energy to understand what I was going through physically and emotionally, and answer every question with care. I never felt as though my case was "out of my hands." At the end of the day, I was the one to make every decision along the way.

You just did a very good job, beyond what I expected. Thank you.

GREAT - we recommend you to anyone who needs legal help. Thanks a lot. I feel that you did an excellent job bringing the case to a great conclusion - A job well done.

Excellent! Totally satisfied. A good firm to deal with!

You all worked long and hard to get me compensation. You always keep informed of what was happening in the case. Thanks again for all your hard work in my case. I'm glad I chose you to represent me.

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